Get the funding you need in hours, not weeks.
Express Equities provides fast, flexible working capital from $5,000 to $2,000,000 for small and mid-sized businesses — with no collateral required.
*For businesses with $10K+ in monthly revenue
- No collateral
- Same-day decisions
- Funding in 24 hrs
Your partner in business growth.
Simple, fast, collateral-free capital that keeps your business moving.
At Express Equities, we specialize in quick and flexible funding for small and mid-sized businesses across the USA. Banks make you wait weeks and jump through hoops. We look at the real health of your business — your revenue — and get you an answer the same day.
- One simple application, minimal paperwork
- Approvals based on revenue, not just credit
- A dedicated funding specialist from start to finish
Fast Decisions
Get an answer in hours, with funds as soon as the next business day.
No Collateral
Never put your home, equipment, or assets on the line.
Grows With You
Renew or increase your funding as your business grows.
Real People
A dedicated specialist who knows your business by name.
Flexible funding for every need
Whatever stage your business is in, we have a funding option that fits how you operate.
Working Capital
Short-term capital to cover payroll, inventory, marketing, or any opportunity that won't wait. Quick approvals with flexible underwriting.
Learn moreBusiness Line of Credit
A revolving credit line you can draw from whenever you need it. Pay only for what you use, and access funds again as you repay.
Learn moreTerm Funding
A lump sum with a set repayment schedule — ideal for expansion, renovations, new locations, or larger investments in growth.
Learn moreCapital that moves with your sales.
With a merchant cash advance, you don't put any business or personal assets up as collateral — so you never risk losing them. Instead, you repay through a small, fixed portion of your sales. When business is slow, you're not stuck with a payment that doesn't fit.
You get a lump sum of cash upfront, based on your revenue.
Small daily or weekly payments tied to your business volume.
Many clients qualify for additional funding before they finish.
Funded in four simple steps
Apply Online
Fill out our quick application — it takes less than 5 minutes.
Send Statements
Share your last 3–4 months of business bank statements.
Review Offers
Get clear offers the same day and pick the one that fits.
Get Funded
Sign electronically and receive funds as soon as next day.
We fund businesses like yours
From storefronts to fleets, we work with hundreds of industries across all 50 states.
Built for business owners who can't wait
Speed That Matters
Same-day decisions and next-day funding, so you can act on opportunities fast.
Transparent Terms
Clear pricing and payback amounts upfront. No hidden fees or surprises.
Credit Flexible
We look at your revenue and business performance — not just your credit score.
Minimal Paperwork
A one-page application and recent bank statements is usually all it takes.
Secure & Private
Your information is protected with bank-level encryption and never sold.
Long-Term Partner
We grow with you — renewals and increased funding as your business scales.
Common questions
How fast can I get funded?
Most applicants get a decision within a few hours. Once you accept an offer and sign, funds are typically deposited within 24 hours.
Do I need good credit to qualify?
No. We focus on your business revenue and cash flow. Business owners with credit scores of 550 and above are regularly approved.
Does applying affect my credit score?
No. Checking your options uses a soft inquiry that will not impact your credit score.
Ready to fuel your next move?
Apply in minutes and get a decision fast. Checking your options won't affect your credit score.