:root{
  --navy:#0A1B33;--navy-2:#11284a;--navy-3:#1a3560;
  --green:#0FB57E;--green-2:#0c9a6b;--mint:#5BE3B0;--mint-bg:#E8FAF3;
  --gold:#F5B841;
  --ink:#0A1B33;--body:#4A5872;--muted:#7C879B;--line:#E4E9F0;
  --bg:#FFFFFF;--bg-soft:#F5F8FB;
  --radius:18px;--shadow:0 18px 50px -20px rgba(10,27,51,.25);
  --max:1200px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Manrope',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--body);background:var(--bg);line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4,h5{color:var(--ink);line-height:1.15;font-weight:800;letter-spacing:-.02em}
h1{font-size:clamp(2.4rem,5.4vw,4.1rem)}
h2{font-size:clamp(1.9rem,3.6vw,2.8rem)}
h3{font-size:1.3rem}
p{margin-bottom:1rem}
.container{max-width:var(--max);margin:0 auto;padding:0 24px}
.section{padding:100px 0}
.section.soft{background:var(--bg-soft)}
.section.dark{background:var(--navy);color:#B9C5D8}
.section.dark h2,.section.dark h3{color:#fff}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.8rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--green);margin-bottom:14px}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--green);border-radius:2px}
.section-head{max-width:680px;margin-bottom:56px}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto}
.section-head.center .eyebrow::after{content:"";width:22px;height:2px;background:var(--green);border-radius:2px}
.lead{font-size:1.15rem}
.text-green{color:var(--green)}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 28px;border-radius:999px;font-weight:800;font-size:1rem;border:2px solid transparent;cursor:pointer;transition:all .2s ease;font-family:inherit;white-space:nowrap}
.btn-primary{background:var(--green);color:#fff;box-shadow:0 10px 24px -10px rgba(15,181,126,.7)}
.btn-primary:hover{background:var(--green-2);transform:translateY(-2px)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-3);transform:translateY(-2px)}
.btn-ghost{border-color:var(--line);color:var(--ink);background:#fff}
.btn-ghost:hover{border-color:var(--green);color:var(--green)}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:var(--mint-bg)}
.btn svg{width:18px;height:18px}

/* Header */
.topbar{background:var(--navy);color:#B9C5D8;font-size:.85rem}
.topbar .container{display:flex;justify-content:space-between;align-items:center;height:40px;gap:16px}
.topbar a{display:inline-flex;align-items:center;gap:6px}
.topbar a:hover{color:var(--mint)}
.topbar .tb-left{display:flex;gap:22px}
.topbar svg{width:14px;height:14px}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
header.site.scrolled{border-color:var(--line);box-shadow:0 6px 24px -14px rgba(10,27,51,.25)}
.nav{display:flex;align-items:center;justify-content:space-between;height:84px}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:46px;height:46px;flex:none}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-text b{font-size:1.25rem;font-weight:800;color:var(--ink);letter-spacing:.04em}
.brand-text span{font-size:.78rem;font-weight:700;color:var(--green);letter-spacing:.42em;margin-top:5px}
.dark-brand .brand-text b{color:#fff}
.nav-links{display:flex;align-items:center;gap:34px;list-style:none}
.nav-links a{font-weight:700;color:var(--ink);font-size:.98rem;position:relative;padding:6px 0}
.nav-links a::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--green);transition:width .2s}
.nav-links a:hover::after,.nav-links a.active::after{width:100%}
.nav-links a.active{color:var(--green)}
.nav-cta{display:flex;align-items:center;gap:14px}
.nav-phone{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--ink)}
.nav-phone .ic{width:40px;height:40px;border-radius:50%;background:var(--mint-bg);display:grid;place-items:center;color:var(--green)}
.nav-phone .ic svg{width:18px;height:18px}
.nav-phone small{display:block;font-size:.72rem;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.08em}
.burger{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;cursor:pointer;align-items:center;justify-content:center}
.burger span,.burger span::before,.burger span::after{display:block;width:20px;height:2px;background:var(--ink);position:relative;border-radius:2px;transition:.2s}
.burger span::before,.burger span::after{content:"";position:absolute;left:0}
.burger span::before{top:-6px}.burger span::after{top:6px}
.mobile-menu{display:none}

/* Hero */
.hero{position:relative;padding:90px 0 110px;background:
  radial-gradient(900px 500px at 85% 10%,rgba(91,227,176,.18),transparent 60%),
  radial-gradient(700px 400px at 0% 100%,rgba(15,181,126,.10),transparent 60%),
  linear-gradient(180deg,#F5F8FB 0%,#fff 100%);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}
.hero h1 .hl{color:var(--green);position:relative;white-space:nowrap}
.hero h1 .hl svg{position:absolute;left:0;bottom:-10px;width:100%;height:14px}
.hero .lead{margin:24px 0 10px;max-width:540px}
.hero-note{font-size:.88rem;color:var(--muted);font-style:italic;margin-bottom:28px}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap}
.hero-checks{display:flex;gap:26px;flex-wrap:wrap;margin-top:36px;list-style:none}
.hero-checks li{display:flex;align-items:center;gap:8px;font-weight:700;color:var(--ink);font-size:.95rem}
.check{width:22px;height:22px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;flex:none}
.check svg{width:12px;height:12px}

.hero-visual{position:relative;min-height:570px}
.card-main{position:absolute;inset:62px 30px auto 50px;background:var(--navy);border-radius:26px;padding:30px;color:#fff;box-shadow:0 40px 80px -30px rgba(10,27,51,.55);overflow:hidden}
.card-main::before{content:"";position:absolute;right:-80px;top:-80px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(91,227,176,.35),transparent 70%)}
.cm-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:26px;position:relative}
.cm-top small{color:#8FA3C0;font-weight:700;font-size:.8rem;letter-spacing:.06em;text-transform:uppercase}
.pill{display:inline-flex;align-items:center;gap:6px;background:rgba(15,181,126,.18);color:var(--mint);font-weight:800;font-size:.78rem;padding:6px 12px;border-radius:999px}
.pill::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--mint)}
.cm-amount{font-size:3rem;font-weight:800;letter-spacing:-.03em;line-height:1;position:relative}
.cm-amount sup{font-size:1.4rem;vertical-align:top;margin-right:4px;color:var(--mint)}
.cm-sub{color:#8FA3C0;font-size:.9rem;margin:8px 0 26px}
.bars{display:flex;align-items:flex-end;gap:10px;height:120px;margin-bottom:24px;position:relative}
.bars i{flex:1;border-radius:8px 8px 3px 3px;background:linear-gradient(180deg,var(--mint),var(--green));opacity:.9;transform-origin:bottom;animation:grow 1.2s cubic-bezier(.2,.8,.2,1) both}
.bars i:nth-child(odd){background:rgba(255,255,255,.14)}
@keyframes grow{from{transform:scaleY(0)}}
.cm-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;position:relative}
.cm-row div{background:rgba(255,255,255,.06);border-radius:14px;padding:12px 14px}
.cm-row small{display:block;color:#8FA3C0;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em}
.cm-row b{color:#fff;font-size:1.05rem}
.float-card{position:absolute;background:#fff;border-radius:18px;padding:16px 18px;box-shadow:var(--shadow);display:flex;align-items:center;gap:14px;animation:floaty 6s ease-in-out infinite}
.float-card .fi{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;flex:none}
.float-card .fi svg{width:22px;height:22px}
.float-card b{display:block;color:var(--ink);font-size:1rem;line-height:1.2}
.float-card small{color:var(--muted);font-size:.8rem;font-weight:600}
.fc-1{left:0;bottom:0}
.fc-1 .fi{background:var(--mint-bg);color:var(--green)}
.fc-2{right:0;top:0;animation-delay:-3s}
.fc-2 .fi{background:#FFF5DE;color:#D9961A}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}

/* Marquee */
.marquee{background:var(--green);color:#fff;overflow:hidden;padding:20px 0;transform:rotate(-1deg);margin:-14px 0 0;position:relative;z-index:2}
.marquee-track{display:flex;gap:50px;width:max-content;animation:scroll 38s linear infinite}
.marquee span{display:inline-flex;align-items:center;gap:50px;font-weight:800;font-size:1.15rem;white-space:nowrap}
.marquee span::after{content:"✦";color:var(--navy)}
@keyframes scroll{to{transform:translateX(-50%)}}

/* About split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.feature-tiles{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;transition:.25s}
.tile:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.tile:nth-child(2),.tile:nth-child(4){transform:translateY(30px)}
.tile:nth-child(2):hover,.tile:nth-child(4):hover{transform:translateY(24px)}
.tile .ti{width:54px;height:54px;border-radius:14px;background:var(--mint-bg);color:var(--green);display:grid;place-items:center;margin-bottom:18px}
.tile .ti svg{width:26px;height:26px}
.tile.dark{background:var(--navy);border-color:var(--navy)}
.tile.dark h3{color:#fff}.tile.dark p{color:#9FB0C8}
.tile.dark .ti{background:rgba(91,227,176,.14);color:var(--mint)}
.tile h3{font-size:1.1rem;margin-bottom:8px}
.tile p{font-size:.93rem;margin:0}
.list-check{list-style:none;margin:24px 0 32px;display:grid;gap:12px}
.list-check li{display:flex;gap:12px;align-items:flex-start;font-weight:600;color:var(--ink)}

/* Products */
.cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.product{background:#fff;border-radius:22px;padding:36px 30px;border:1px solid var(--line);display:flex;flex-direction:column;transition:.25s;position:relative;overflow:hidden}
.product::after{content:"";position:absolute;left:0;top:0;height:4px;width:0;background:var(--green);transition:width .35s}
.product:hover{box-shadow:var(--shadow);transform:translateY(-6px);border-color:transparent}
.product:hover::after{width:100%}
.product .pi{width:62px;height:62px;border-radius:18px;background:var(--navy);color:var(--mint);display:grid;place-items:center;margin-bottom:24px}
.product .pi svg{width:28px;height:28px}
.product h3{margin-bottom:12px}
.product p{font-size:.96rem;flex:1}
.product .meta{display:flex;gap:8px;flex-wrap:wrap;margin:6px 0 24px}
.product .meta span{background:var(--bg-soft);border-radius:999px;padding:5px 12px;font-size:.78rem;font-weight:700;color:var(--ink)}
.link-arrow{display:inline-flex;align-items:center;gap:8px;font-weight:800;color:var(--green)}
.link-arrow svg{width:18px;height:18px;transition:transform .2s}
.link-arrow:hover svg{transform:translateX(4px)}

/* MCA band */
.mca-band{background:var(--navy);border-radius:32px;padding:70px;display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center;position:relative;overflow:hidden}
.mca-band::before{content:"";position:absolute;width:500px;height:500px;right:-150px;bottom:-250px;border-radius:50%;background:radial-gradient(circle,rgba(15,181,126,.35),transparent 70%)}
.mca-band h2{color:#fff}
.mca-band p{color:#B9C5D8}
.mca-band .eyebrow{color:var(--mint)}.mca-band .eyebrow::before{background:var(--mint)}
.how{display:grid;gap:14px;position:relative}
.how-step{display:flex;gap:16px;align-items:flex-start;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:18px 20px}
.how-step .n{width:38px;height:38px;border-radius:50%;background:var(--green);color:#fff;font-weight:800;display:grid;place-items:center;flex:none}
.how-step b{color:#fff;display:block;margin-bottom:2px}
.how-step p{margin:0;font-size:.92rem}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.step{position:relative;padding:30px 24px;background:#fff;border-radius:20px;border:1px solid var(--line)}
.step .num{font-size:3rem;font-weight:800;color:transparent;-webkit-text-stroke:1.5px var(--green);line-height:1;margin-bottom:14px}
.step h3{font-size:1.1rem;margin-bottom:8px}
.step p{font-size:.93rem;margin:0}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stat b{display:block;font-size:clamp(2rem,4vw,3rem);font-weight:800;color:#fff;letter-spacing:-.03em}
.stat span{color:#9FB0C8;font-weight:600}

/* Industries */
.chips{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
.chips span{display:inline-flex;align-items:center;gap:10px;padding:12px 20px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:700;color:var(--ink);transition:.2s}
.chips span:hover{border-color:var(--green);color:var(--green)}
.chips svg{width:18px;height:18px;color:var(--green)}

/* Why */
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.why{padding:32px;border-radius:20px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08)}
.why .wi{width:52px;height:52px;border-radius:14px;background:rgba(91,227,176,.12);color:var(--mint);display:grid;place-items:center;margin-bottom:18px}
.why .wi svg{width:24px;height:24px}
.why h3{font-size:1.15rem;margin-bottom:8px}
.why p{margin:0;font-size:.95rem}

/* CTA */
.cta{background:linear-gradient(120deg,var(--green) 0%,#0a8f63 100%);border-radius:32px;padding:64px;display:flex;justify-content:space-between;align-items:center;gap:30px;color:#E6FFF5;position:relative;overflow:hidden}
.cta::after{content:"";position:absolute;right:-60px;top:-60px;width:260px;height:260px;border:40px solid rgba(255,255,255,.08);border-radius:50%}
.cta h2{color:#fff;margin-bottom:10px}
.cta p{margin:0;max-width:560px}
.cta .btns{display:flex;gap:12px;flex-wrap:wrap;position:relative;z-index:1}

/* Page hero */
.page-hero{background:var(--navy);padding:90px 0 80px;position:relative;overflow:hidden;color:#B9C5D8}
.page-hero::before{content:"";position:absolute;width:600px;height:600px;right:-200px;top:-300px;border-radius:50%;background:radial-gradient(circle,rgba(15,181,126,.3),transparent 70%)}
.page-hero h1{color:#fff;font-size:clamp(2.2rem,4.5vw,3.4rem);margin-bottom:14px;position:relative}
.page-hero p{max-width:620px;font-size:1.1rem;position:relative;margin:0}
.crumbs{font-size:.88rem;font-weight:700;margin-bottom:18px;position:relative;color:#8FA3C0}
.crumbs a{color:var(--mint)}

/* FAQ */
.faq{max-width:860px;margin:0 auto;display:grid;gap:14px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 26px;transition:.2s}
.faq details[open]{box-shadow:var(--shadow);border-color:transparent}
.faq summary{list-style:none;cursor:pointer;padding:22px 0;font-weight:800;color:var(--ink);font-size:1.05rem;display:flex;justify-content:space-between;align-items:center;gap:20px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";width:32px;height:32px;flex:none;border-radius:50%;background:var(--mint-bg);color:var(--green);display:grid;place-items:center;font-size:1.3rem;transition:.2s}
.faq details[open] summary::after{content:"−";background:var(--green);color:#fff}
.faq details p{padding-bottom:22px;margin:0}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:40px}
.info-card{background:var(--navy);border-radius:24px;padding:40px;color:#B9C5D8}
.info-card h3{color:#fff;margin-bottom:10px}
.info-item{display:flex;gap:16px;align-items:center;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.info-item:last-child{border:0}
.info-item .ii{width:50px;height:50px;border-radius:14px;background:rgba(91,227,176,.12);color:var(--mint);display:grid;place-items:center;flex:none}
.info-item .ii svg{width:22px;height:22px}
.info-item small{display:block;font-size:.75rem;text-transform:uppercase;letter-spacing:.08em;font-weight:700;color:#8FA3C0}
.info-item a,.info-item b{color:#fff;font-weight:700;word-break:break-word}
.info-item a:hover{color:var(--mint)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:40px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-grid .full{grid-column:1/-1}
label.f{display:block;font-weight:700;color:var(--ink);font-size:.88rem;margin-bottom:6px}
.input,select.input,textarea.input{width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:12px;font:inherit;font-size:1rem;color:var(--ink);background:#fff;transition:border-color .2s,box-shadow .2s}
.input:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 4px rgba(15,181,126,.12)}
textarea.input{min-height:120px;resize:vertical}
.input.err{border-color:#E5484D}
.form-note{font-size:.8rem;color:var(--muted);margin:14px 0 0}
.form-msg{display:none;margin-top:16px;padding:14px 16px;border-radius:12px;font-weight:700}
.form-msg.ok{display:block;background:var(--mint-bg);color:var(--green-2)}
.form-msg.bad{display:block;background:#FDECEC;color:#C4282D}

/* Legal */
.legal{max-width:860px;margin:0 auto}
.legal h2{font-size:1.4rem;margin:36px 0 12px}
.legal ul{margin:0 0 1rem 1.2rem}

/* Footer */
footer.site{background:#071427;color:#8FA3C0;padding:80px 0 0}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px;padding-bottom:60px}
.foot-grid h4{color:#fff;font-size:1rem;margin-bottom:18px}
.foot-grid ul{list-style:none;display:grid;gap:10px}
.foot-grid a:hover{color:var(--mint)}
.foot-contact{display:grid;gap:10px;margin-top:22px}
.foot-contact a{display:flex;align-items:center;gap:10px;color:#fff;font-weight:700}
.foot-contact svg{width:16px;height:16px;color:var(--mint)}
.foot-bottom{border-top:1px solid rgba(255,255,255,.08);padding:24px 0;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.86rem}
.disclaimer{font-size:.78rem;color:#62738D;padding-bottom:26px;line-height:1.6}

/* Modal (apply) */
.modal{position:fixed;inset:0;z-index:100;display:none;align-items:center;justify-content:center;padding:20px;background:rgba(7,20,39,.65);backdrop-filter:blur(6px)}
.modal.open{display:flex;animation:fade .2s ease}
@keyframes fade{from{opacity:0}}
.modal-box{background:#fff;border-radius:26px;width:100%;max-width:580px;max-height:calc(100vh - 40px);overflow:auto;padding:38px;position:relative;animation:pop .25s cubic-bezier(.2,.8,.2,1)}
@keyframes pop{from{transform:translateY(20px) scale(.97);opacity:0}}
.modal-close{position:absolute;right:18px;top:18px;width:40px;height:40px;border-radius:50%;border:0;background:var(--bg-soft);cursor:pointer;font-size:1.4rem;color:var(--ink);line-height:1}
.modal-close:hover{background:var(--line)}
.progress{height:6px;background:var(--bg-soft);border-radius:6px;margin:6px 0 28px;overflow:hidden}
.progress i{display:block;height:100%;background:var(--green);border-radius:6px;transition:width .3s}
.step-label{font-size:.78rem;font-weight:800;color:var(--green);letter-spacing:.12em;text-transform:uppercase}
.q{display:none}.q.active{display:block;animation:fade .25s}
.q h3{font-size:1.45rem;margin:4px 0 22px;padding-right:30px}
.opts{display:grid;gap:10px}
.opt{display:flex;align-items:center;gap:12px;padding:15px 18px;border:1.5px solid var(--line);border-radius:14px;cursor:pointer;font-weight:700;color:var(--ink);transition:.15s}
.opt:hover{border-color:var(--green)}
.opt input{position:absolute;opacity:0;pointer-events:none}
.opt .r{width:20px;height:20px;border-radius:50%;border:2px solid var(--line);flex:none;display:grid;place-items:center}
.opt input:checked+.r{border-color:var(--green);background:var(--green);box-shadow:inset 0 0 0 4px #fff}
.opt:has(input:checked){border-color:var(--green);background:var(--mint-bg)}
.q-nav{display:flex;justify-content:space-between;gap:12px;margin-top:26px}
.q-nav .btn{padding:13px 26px}
.q .form-grid{gap:14px}
.success{text-align:center;padding:20px 0}
.success .big{width:84px;height:84px;border-radius:50%;background:var(--mint-bg);color:var(--green);display:grid;place-items:center;margin:0 auto 20px}
.success .big svg{width:40px;height:40px}

/* Reveal */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}

/* Responsive */
@media (max-width:1080px){
  .nav-phone{display:none}
  .nav-links{gap:24px}
}
@media (max-width:960px){
  .section{padding:76px 0}
  .nav-links,.nav-cta .btn{display:none}
  .burger{display:inline-flex}
  .mobile-menu{display:block;position:fixed;inset:84px 0 auto 0;background:#fff;border-bottom:1px solid var(--line);padding:10px 24px 24px;transform:translateY(-120%);transition:transform .3s;z-index:40;box-shadow:0 20px 40px -20px rgba(10,27,51,.3)}
  .mobile-menu.open{transform:none}
  .mobile-menu a{display:block;padding:14px 0;font-weight:800;color:var(--ink);border-bottom:1px solid var(--line)}
  .mobile-menu .btn{width:100%;margin-top:18px;color:#fff;border:0}
  .hero-grid,.split,.mca-band,.contact-grid{grid-template-columns:1fr}
  .hero{padding:60px 0 90px}
  .hero-visual{min-height:560px;max-width:520px;margin:0 auto;width:100%}
  .cards-3,.why-grid{grid-template-columns:1fr 1fr}
  .steps,.stats{grid-template-columns:1fr 1fr}
  .mca-band{padding:48px 32px}
  .cta{flex-direction:column;align-items:flex-start;padding:48px 32px}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  .container{padding:0 16px}
  .topbar .tb-right{display:none}
  .topbar .tb-left{gap:14px;font-size:.8rem}
  .cards-3,.why-grid,.steps,.feature-tiles,.form-grid{grid-template-columns:1fr}
  .tile:nth-child(2),.tile:nth-child(4){transform:none}
  .stats{gap:30px 10px}
  .hero-visual{min-height:525px}
  .card-main{inset:52px 0 auto 0;padding:24px}
  .cm-amount{font-size:2.4rem}
  .fc-1{left:-4px;bottom:0}
  .fc-2{right:-4px;top:0}
  .float-card{padding:12px 14px}
  .foot-grid{grid-template-columns:1fr}
  .modal-box{padding:30px 22px}
  .form-card,.info-card{padding:28px 22px}
  .mca-band{padding:40px 22px;border-radius:24px}
  .cta{border-radius:24px}
  .hero h1 .hl{white-space:normal}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}
.dark-brand .brand-mark rect{fill:#0FB57E}.dark-brand .brand-mark path:last-child{stroke:#0A1B33}